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Read Full Rosenthal FDCPA

Section 1788.1
Purpose and Public Policy Behind the Act


Section 1788.2
Debt Collection Terms and Definitions


Section 1788.3
Providing Information to Employers


Section 1788.10
Threatening Debt Collection Tactics


Section 1788.11
Collection Calls & Communication Rules


Section 1788.12
3rd Party Contact Regarding Your Debt


Section 1788.13
Debt Collection Deception and Misrepresentation


Section 1788.14
Harassing Communication Tactics


Section 1788.15
Unfair Practices - Lawsuits & Service on the Debtor


Section 1788.16
Misrepresentation of Judicial or Government Entity


Section 1788.17
Compliance with the FDCPA


Section 1788.20
Consumer Credit Application


Section 1788.21
Responsibility of Creditor Notification


Section 1788.22
Consumer Credit Transactions


Section 1788.30
Damages Available Under the Act


Enforcement & Relation to State Laws

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Todd M. Friedman


Mr. Friedman concentrates his practice in consumer litigation, including fair debt collection, lemon law, fair credit reporting and truth in lending litigation. Prior to opening his practice, Mr. Friedman was the managing attorney at a top consumer litigation firm, beginning in July of 2002. Mr. Friedman was admitted to both the Illinois Bar and the California Bar in 2002. He has been admitted to practice before the U.S. District for the Central District of Illinois and the US District for the Northern, Eastern, Southern and Central Districts of California. In November of 2005, Mr. Friedman argued in front of the Ninth Circuit court of appeals. Mr. Friedman earned his Juris Doctor degree from Loyola Law School in 2001 and his undergraduate degree from the University of Wisconsin-Madison in 1998.

On March 20, 2006, Mr. Friedman won a trial against Mercedes Benz USA in Los Angeles County in the case of Isip v. Mercedes for Lemon Law and Breach of Express and Implied Warranties under the Magnuson-Moss Warranty Act. Mr. Friedman also successfully defended Mercedes' appeal of the same trial (For a viewing of this opinion please refer to http://www.morelaw.com/verdicts/case.asp?n=B192382&s=CA&d=33915).

On August 4, 2005, Mr. Friedman prevailed in a trial for Breach of Warranty under Mag-Moss in the case of Brunner v. Chrysler in San Diego County. Mr. Friedman also successfully defended the appeal in this case. In 2006, Mr. Friedman won a Lemon Law trial against Honda in San Bernardino Superior Court in the case of Nomer Medina v. Honda. In November of 2007, Mr. Friedman won another jury trial against Honda in the Superior Court of Orange County for breach of warranty in the case of James Latham v. Honda.





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